Addiction Rehab Centres

Rehab centres are not just for celebrities, despite what gossip magazines might lead you to believe. Rehabilitation centres help those with drug or alcohol addictions to detox safely, undertake counselling and prepare for a life without drugs or alcohol.

Rehabilitation clinics are staffed by medical professionals who can offer support, therapy and sometimes medication.

Rehab centres aren't the only way to beat an addiction to drink or drugs, but for many they help because it takes them away from their everyday life and the addictive routines and behaviours they have become used to. A spell in rehab also gives you the time to think and relax while you stop drinking or taking drugs.

In addition, staying in a residential clinic can help the family and close friends of an addict as it provides them with a break and peace of mind that their loved on is getting professional help.

Who will be at a rehab centre?

The professionals who will work with you in rehab include:

    Therapists
    Counsellors
    Doctors
    Nurses

The staff members will have a specialism in working with addiction and this can often make it easier to feel comfortable around them.

Will rehab work for me?

Rehabilitation is not a silver bullet for beating addiction. It will still require lots of commitment on the addicted person's part if they are to curb their reliance on drugs or alcohol. However, there is a good chance that a rehab centre will help you quit drink or drugs.

The break a residential clinic offers can make it easier to quit than if you were also trying to maintain your everyday lifestyle. However, it is a temporary measure and you'll need to be able to cope in the real world. That's why it's important to understand from the outset that rehab is not about a quick fix but about long-term change.

The cost of rehab

Residential rehab clinics are not cheap. However, do your research before you dismiss the idea. Remember that in some cases there may be help available for treatment from the NHS or other means-tested funding.

What happens in rehab?

Obviously you will not be allowed any drink or drugs in rehab. You will probably be searched on arrival and you will have to sign an agreement that you will not drink or take drugs.

You may be prescribed medication to ease symptoms of detoxing such as nausea, shakes and sweating.

You will receive therapy and counselling on a regular basis and in many cases it's possible that your family can also be involved in this process if that is what you want.

Pay As You Go Car Insurance

They call arguments heated when they escalate. The situation just got hotter or more intense. The blood rushes to the face and those that are considered "hot" are receiving an emotional charge that makes them feel that way. The heat usually begins to interfere with judgment and filters, making people say and do things they later regret.

There is finally a market for this kind of driver when it comes to insurance. Those that rarely drive their cars are being rewarded for saving the environment with a pay as you go policy that allows you to only pay as much insurance as you use.

Those that have tested the policy have only good reviews. Not only were they able to save money but they were inspired to use their cars even less. Saving money on gas didn't seem to inspire quite as much as the bonus of also saving money on insurance. They were prompted to bike instead of drive sometimes, just to save a little more.

Changing your oil regularly at an auto shop or by yourself is essential to keeping your engine running for a very long-time to come. Change it often. Change your air filter. A very dirty air filter can actually reduce your fuel economy, performance, and emissions. Filters that are really caked with dirt will need to be removed, but not every dirty one will be. A slightly dirty one will actually help you more that it will hinder (as it's collected enough big particles to help block out the small ones).

Only if a majority of your employees in that congested area complain should you turn it up. Even then, be careful that you don't make it too warm. Another point of consideration is the placement of any mechanical equipment that heats up. This includes computer towers, copiers, printers, fax machines, and the like.

In accordance with this, driving would begin to decrease, tentatively starting at 8 percent on the national level. The environment would benefit as well, with less oil usage and carbon emissions, dropping 2 and 4 percent, respectively.

Computer towers placed with the fan blowing directly on people's skins is bound to create problems. Copiers placed near desks will raise temperatures by a few degrees, not to mention the fact that they're noisy. Computers should be placed in such a way that the fan does not blow directly on your employees. They can be positioned on the desk, but behind the monitor. You can also hide them under the desk with the fan facing away from where your employees legs will be. Just make sure the fan points elsewhere.

If you drive less than 10,000 miles a year, live in Florida, and looking for a good auto insurance quote, your best bet may be a pay as you go plan offered by Rateme1 Insurance.

The rates are much lower than average insurance policies, especially as it is still new and was only recently tested in a few cities. Be one of the first to experience it and start saving money today. Not only will you be saving money but you will be saving the environment and starting a new initiative to continue this progress in the future as well.

About the Author:

Heuer Insurance is a home grown independent insurance agency in Reno, Nevada. Our purpose is to provide residents with the best auto insurance Reno, Nevada has to offer.

Auto Insurance Policy Price

The average auto insurance policy price is derived from a variety of factors. Many of these variables are common knowledge and make sense for the most part but it's always a good idea to refresh yourself with what insurance companies are looking for when determining how much your coverage will cost.

Driving Record - Your auto insurance policy price is determined from 6 major areas. The first is your driving record. The key thing to remember is the better your driving record the lower your total cost to insure your automobile. This would include auto accidents, speeding tickets and believe it or not if you've gone without insurance for several years. The good thing is that you can directly control many of these factors. Concentrate on keeping a clean driving record and this area shouldn't cause your rates to be outrageous.

Coverage Amount - Do a self check sometime and call your insurance company up to see what impact raising and lowering your deductibles and coverage amount has on the price of your insurance. Raising a deductible lowers your monthly payment. Increasing the deductible has the opposite effect. The same goes for the actual coverage amounts.

Age - Case studious have proven that younger drivers are involved in more accidents then older drivers. This potential to be involved in a collision is a result of inexperience behind the wheel of an automobile. Generally speaking most insurance companies charge more for individuals under the age of 25.

Vehicle Model and Driving Mileage - If your interested in that fancy new sports car you may want to check how much it will effect your auto insurance policy price. Thanks in large part to theft, vehicular costs and safety records some cars rate a higher premium over other vehicles. As if it wasn't bad enough the amount of annual miles you place on your vehicle through driving can increase your auto policy. The average used is 10,000 miles in a year. If you exceed that total then you can expect a rate increase based on your increased potential to be involved in an auto accident.

Your Residence - It's a pretty safe bet that you'll pay more for your auto insurance policy if you live in a big city when compared to a nice farm out in the country. The city probably has more thefts and accidents, which lead to higher costs absorbed by the insurance company and then passed along to the consumer when the insurance companies determine your auto insurance policy price.

Hopefully this information can help you focus in on some areas within your auto policy that you can review with your insurance agent in the hopes of actually lowering your auto insurance rates instead of raising them.

The Credit Card

The story of the credit card is one of the most important success stories in world history. While today's consumer-driven economy has led to what some may call an over-abundance of credit card usage, the invention of the credit card stems all the way back to the nineteenth century. The concept of a credit card was first espoused by Edward Bellamy in 1887, in his utopian novel "Looking Backward" and its sequel "Equality". This idea rapidly developed into a tangible phenomenon: in 1914, Western Union began issuing its most regular customers with charge cards, and the industry grew even further during the American boom economy of the 1920s, for the specific purposes of selling more fuel to car owners. In 1938, companies began to accept each others credit cards, expanding the industry even further.

In 1950, Ralph Schneider and Frank X. McNamara began using the credit card to pay merchants, in order to consolidate multiple purchases. Originally founded as simply Diners Club, their company is now known as Diners Club International and was the first independent credit card company in the world, closely followed by American Express. In 1958, the Bank of America created the "BankAmericard", a product which eventually became, together with "Chargex", the modern Visa card. Mastercard was first issued in 1966, when a small group of credit-issuing banks established "MasterCharge". 1966 also marked the advent of the credit card in Britain, and APACS, the UK Payments Association, has recently issued a guide celebrating the 40th anniversary of the credit card.

It is important to note the differing trends in the take-up of credit cards around the world. In the US, the highly consumer driven economy of the early twentieth century meant that the use of charge cards quickly became common practice, and they were soon to be an institutional part of everyday life. In Britain though, while the take-up of the credit card was in general slower, the same pattern has emerged. APACS estimates that there are currently 31.6 million credit cardholders in the UK; that's an average of 2.4 credit cards per person, with major credit card companies like Barclaycard credit cards continuing to bring out newer, more flexible offers for customers. Indeed, the abundance of credit card companies in the market has inspired a whole set of credit comparison sites, such as Moneynet's credit card comparisons, so consumers can make more informed decisions on which credit cards to use.

Yet in many European countries, such as Germany, France and Switzerland, the take-up of credit cards has historically been much slower. It was only in the 1990s that credit card usage statistics reached anywhere near the levels achieved in the USA, Canada or Britain. In many of these countries, the acceptance of credit cards is still strongly tied to the perception of the banking system, whether or not they are generally trusted. But in a strange change of trend, new chip-based credit cards were introduced much faster in places like France, partly due to the nature of the legislative framework surrounding banking system overdrafts. These chip-based cards are now seen to be important devices to guard against fraud, and will prove crucial in the future development of the credit card worldwide.

The next step toward applying for a merchant credit card account is to submit the application. Some lenders provide an online form that you can submit electronically, although you may be charged a fee for this privilege. Other loan agents will let you download a print application that you can complete in ink and mail by U.S. post. Either way, you will probably receive a response to your application within a few days by e-mail or in a letter. If your application is accepted, you can immediately begin to use your credit line and service package to set up a credit card processing system. Working with an account associate, you can arrange to install a credit card processor at your store's checkout area. Or you can buy a wireless model for several hundred dollars and take it with you on the road when you service computers or appliances, or make deliveries to homes or businesses. Discuss the applications of your new merchant account with the loan officer to clarify limits and equipment options for your company's use.